Lending and credit application software
For lenders, microfinance companies, banks, and credit bureaus that need software for the loan lifecycle: taking an application, deciding on it, and servicing the loan until it is repaid.
We design and build these systems around your loan products, your decision rules, and the systems you already run.
Illustrative example
- Start
- Task
- Decision
- End
What the software can cover
Typical parts of lending software. We agree the scope with you before we build.
Loan application and origination
Online and in-branch applications, documents, and the path from request to signed contract.
Credit scoring and decisioning
Rules and scores that decide on an application, or prepare the decision for an underwriter.
Loan servicing and repayment schedules
Schedules, payments, early repayment, and changes over the life of the loan.
Credit bureau integration
Requests to a credit bureau and the reports that come back, where the bureau offers an interface.
Customer web and mobile apps
Where borrowers apply, sign, and follow their loan.
Back-office tools
Screens for underwriters, operators, and managers.
How we engage
We build it as outsourcing or with our engineers in your team, with COST+ pricing.
Tell us what you want to build
Describe the product or process you have in mind. We will come back with questions and a first view of how we would approach it.